Category: Financial Foundations
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When people want to get better with money, they assume they need to start with a budget. A system. Rules that tell them what they should or should not be doing. That assumption alone can be enough to stop people before they begin. Enter cash flow. Cash flow is not a budget. It is the…
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What’s the difference, and why it matters If you are here to learn about money, there’s a good chance you’ve seen the phrases financial education and financial advice used almost interchangeably. That’s confusing, especially if you’re already feeling uncertain or overwhelmed. They are closely related, but they are not the same thing. Understanding the difference…
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When I started learning more about financial planning, I quickly realized how much of the language made things harder to understand rather than clearer. This is a simple explanation meant to help you understand advisor compensation, whether or not you ever plan to work with one. If there are other terms or personal finance topics…
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As I started learning more about money, I picked up a lot of assumptions about what “financial planning” was supposed to be – mostly that it was about investing or having the right spreadsheet. Most of them turned out to be incomplete or misleading. This page is about clearing up those misconceptions and reframing financial…